Terms, in plain words

Who's agreeing to what

These terms are between you and Kate Lastrapes, who builds and runs Pip ("Pip," "we," "us," "our"). They cover both this website (pip.katelastrapes.com) and the Pip app, once you have it. If you don't agree with them, that's completely fine — just don't use the site or the app.

Pip is young (please read this one)

Pip is early software — built by one person for her own family, now on the Mac App Store. That means he can have bugs, change substantially, or stop working, sometimes without notice. We share him in good faith, but he comes with no guarantees (see "The honest disclaimer" below). Keep your own backups — Time Machine on, FileVault on. The safety net is yours.

Using the website

You're welcome to read the site, the blog, and the free guides, and to join the waitlist with your email. Please don't try to break the site, scrape it abusively, misuse the forms, or use it for anything unlawful. The words, guides, and artwork here are ours (or used with permission) — share links freely, but please don't republish the content as your own.

Using the Pip app

When Pip is available to you, you get a personal, non-exclusive, non-transferable license to use it on Macs you own or control, for your own household's paperwork. You agree not to resell it, rent it out, reverse-engineer it, remove its protections, or redistribute it. The app itself — its code, design, and the Pip character — stays ours. Your files, of course, stay yours (see below).

What you'll need, and what's yours to manage

Pip runs on your Mac and leans on a few things you provide and control:

• An Apple silicon Mac on macOS Tahoe. With a subscription and an internet connection, Pip sorts new documents with Anthropic's Claude through Kate's relay; with Apple Intelligence on, he can sort on your Mac instead; with neither, he files by his own rules and asks you to check. Your documents stay on your Mac in every case.
• FileVault on, for at-rest protection.
• If you turn them on: iCloud sync of your to-do list, through your own iCloud account, and due-date events in your own calendar, through macOS. Each runs under Apple's or your calendar provider's terms.
• Your passwords, passphrases, and backups.

Keeping your Mac and accounts secure and keeping backups is your responsibility. Pip can't recover a passphrase he never stores.

Your documents are yours

Pip organizes your files; he doesn't take them. Kate claims no ownership of, and no license to, your documents or the data in your binder. They live on your Mac. We don't have a copy, and we don't want one. The excerpt Pip sends to be sorted is used to answer and then discarded; it never becomes a copy anywhere.

Paying for Pip

Opening Pip, browsing your binder, searching, exporting, and reminders are free. The cloud reader — the part that sorts and names new documents with Claude — is a subscription, Pip Monthly:

• $4.99 per month (US price; Apple sets the local equivalent elsewhere), after a 14-day free trial. One trial per Apple Account.
• Payment is charged to your Apple account when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the current period ends; the renewal is charged within the 24 hours before it ends.
• Manage or cancel any time in your Apple account's Subscriptions settings (on a Mac: App Store → your name → Account Settings). Cancelling stops the next charge; you keep the cloud reader until the period you've paid for runs out.
• Apple handles billing and refunds under its own terms; ask for a refund at reportaproblem.apple.com. Kate never sees your card.
• Fair use: the cloud reader sorts up to 300 documents a day per subscription. Past that, the rest wait in Needs Review until tomorrow, or Pip sorts them on your Mac if Apple Intelligence is on.
• If the price changes, Apple tells you first and asks before the new price applies. If Kate retires the cloud reader because Pip can do the job on your Mac, the subscription ends and nothing else about your binder changes.

Without a subscription Pip still files — by Apple's on-device model if Apple Intelligence is on, otherwise by his own rules, with the result in Needs Review for you to check. Nothing in your binder is ever locked.

Pip helps — but he isn't professional advice

Pip reads paperwork, files it, surfaces due dates, and can flag a mismatch between a medical bill and its EOB, or an appeal deadline. Those are helpful nudges and Pip's own analysis — not verified facts, and not professional advice. Pip is not a lawyer, accountant, tax preparer, or doctor. For decisions that matter — legal, tax, medical, financial — check with a qualified professional and with the original documents. You're the one who decides and acts.

The honest disclaimer

Limits on liability

To the fullest extent the law allows, Kate Lastrapes won't be liable for indirect, incidental, or consequential damages, or for lost data, arising from your use of Pip or this site. Because Pip keeps your files on your own Mac and never holds the only copy, your backups are your safety net — please keep them. Nothing here limits any liability that can't be limited by law.

Services run by others

Pip runs on macOS and is sold through the Mac App Store, so Apple's terms apply to your Mac, its features, and your subscription. Sorting uses Anthropic's Claude model through a relay Kate runs on Cloudflare; both companies' terms apply to that request. This website runs on a few services named on the Privacy page. Your use of each is governed by that company's own terms, and we're not responsible for them.

Stopping

You can stop using Pip anytime. Uninstalling the app leaves your documents right where they are, in your own folders. You can ask us to remove your waitlist email whenever you like — there's an unsubscribe link in every email.

Changes to these terms

As Pip grows, these terms will too. We'll update the date at the top, and for anything significant we'll let waitlist members know by email. Continuing to use the site or the app after a change means you're okay with the update.

Which laws apply

These terms are governed by the laws of the State of Missouri, USA, without regard to its conflict-of-laws rules, and any dispute will be handled by the courts located there.

Reach a human

Questions about any of this? Email Kate at kate.lastrapes@gmail.com — she reads every one.

he keeps the binder; you keep the final say. 🦉