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A letter of instruction

the note that tells the people you love where everything is.

From Date written

How to use this: fill in what you know, leave blanks for what you don't — a blank is a to-do, not a failure. Keep it with your important documents, tell one person it exists, and re-read it once a year. One rule: no passwords in this letter. Say where the keys are — don't be the key ring.

1

The people to call first

Family first, then the pros who already know you — the attorney, the accountant, the insurance agent, the doctor… the vet.

Who they are How to reach them
2

Where the documents live

Not the papers themselves — where they are. Be embarrassingly specific: "fireproof box, top shelf of the hall closet, blue folder."

The will & estate papers
Birth certificates & passports
Deeds, titles & vehicle papers
Insurance policies
Safe-deposit box & its key
This letter (copies live at)
3

Accounts and bills

The map, not the balances: which institutions, what kind of account, how each bill gets paid — so nothing quietly gets missed, or shut off.

Institution & account type Notes (what it's for, how it's paid)
The autopays come from
Rent / mortgage is with
4

Insurance and benefits

Policy numbers, and a real human to call. Don't forget benefits through work — group life insurance is the one most often lost.

Policy & company Policy # & who to call
5

Digital access

The password manager is the key to everything now. Point to it — don't copy it out. no passwords on this page

My password manager is
Emergency access lives at
Main / recovery email
Phone plan is with
Legacy contact set up on
6

The wishes that aren't in the will

Funeral notes, who takes the pets, the keepsakes with a story — the things you'd hate left to a guess. Bullet points beat silence.

The pets go to
Their food, meds & vet
Still true? Re-read yearly:

This letter is a map for the people you love — it isn't a will or legal advice.
© 2026 Kate Lastrapes · Pip · pip.katelastrapes.com/letter-of-instruction · free to copy and share with the people you love 🦉